Legacy Planning
At Estate Enhancement Specialists, Inc. (EES), we
specialize in offering insurance alternatives for your legacy needs. EES
delivers a diverse footprint of insurance offerings for our unique client base including a proprietary strategy to create the lowest cost paid up life insurance. At EES, we believe in leaving nothing to chance. We take the time to understand you and we deliver proprietary wealth enhancement vehicles that help you meet your legacy objectives.
EES Advantage
With a traditional insurance policies you have the option of paying for your policy premiums yearly either "out of pocket" or by financing with a personally guaranteed loan. With EES, we also offer you the opportunity to obtain a large paid up policy on day one. Premiums are paid by a Non-Personal Guarantee Loan with minimal collateral. This unique wealth enhancement instrument allows one to view insurance as a profit, not cost center. Pleae contact us for an age specific proposal for you and your family.
Another unique strategy for intergenerational wealth transfer is to use the above finance program for a policy with each of your children with the beneficiaries being your grand children. Policy size will be a function of your income/networth if they are higher than your childrens. Policy size is based upon your Net Worth and income. The cost of insurance is very low because it is a function of your childrens age. This is certainly the best of both worlds.
Contact us today at info@EstateES.com and find out how you can take advantage of these legacy wealth enhancement opportunities. Allow us the privilege to work with you and help you meet your targeted legacy goals.