Senior Advisor
S.M.Karabel is our Senior Advisor. He is an HBS graduate and a founder of 3 public and 4 private operating companies including two in the specialty finance space. His thesis is that our proprietary insurance finance program allows one to have access to their largest untapped asset - your excess insurability capacity defined as 10-30 times your adjusted gross income plus net worth. Can obtain a large paid up policy with NO cash required. Never pay premiums - just pledge a small third position collateral (current interest rate is 1.25%).